Financial Aid FAQs

Take a look at some of our financial aid frequently asked questions.


AOEU tuition is charged per credit hour. The tuition cost and required materials are listed with each course on our website. Students are able to register without payment. Full tuition will be due by the course start date. Students who have not paid their tuition in full by this date will be dropped from the course.

AOEU’s degree programs are flexible, so you can move through the program at a pace that works best for your budget and your timeline. You have the option to graduate in two, three, or four years. You have control over how much you spend on tuition each year based on how quickly you choose to progress through the degree.

Tuition Reimbursement

Many employers and school districts offer incentives for lifelong learning. With tuition reimbursement, you pay for your tuition upfront, and your employer reimburses all or a portion of your expenses once you have completed the course.

Ask your human resources department whether your employee benefits include tuition reimbursement for all or a portion of your tuition costs.  

Contact the Office of Admission ( for any paperwork that your employer requires for tuition reimbursement benefits.

Tuition Reimbursement

Loans and Financing

Some teachers need to graduate quickly and prefer to finance their education.  Financing can cover tuition costs now and allow you to pay yourself back over time.  

If your school district offers an increased salary with a master’s degree, it might be worthwhile to graduate sooner to start earning a higher salary.

AOEU ROI Calculator

Private Student Loans

AOEU students can choose any private lender. Some families prefer traditional student loan products, while others may look into a personal loan or home equity line of credit.

If you would like to use a private student loan, your bank will request that AOEU provide proof of enrollment. You will need to apply and be accepted into the master’s program before we can certify your enrollment for a private student loan.

We recommend that you review all fees and interest charges before finalizing your private student loan so you can avoid surprises later.

While AOEU cannot advise you on personal finances or recommend a particular lender, we can help you learn what questions to ask. Contact the Office of Admission ( to set up a confidential appointment and discuss your personal situation.

Federal Loans and Grants (Title IV Financial Aid)

Currently, AOEU does not participate in federal student aid programs. This includes federal student loans, Veteran’s benefits (GI Bill and Yellow Ribbon), and TEACH grants.

When a college or university participates in federal student financial aid, there is a significant cost involved. This cost is passed along to students in the form of higher tuition prices.

Our competitive tuition rates and pay-as-you-go model provide flexibility for teachers who wish to avoid taking student loans.  

If you are experiencing financial hardship, contact the Office of Admission ( for a confidential appointment to discuss your unique situation.